Shop Kit
Shop Kit
Three Important Factors to Consider When Shopping for Army Kit Insurance
An ever increasing number of military servicemen and officers are taking up army kit insurance cover. Before the advent of such army kit insurance cover, military life for many soldiers was fraught with unspoken anxiety, as one had to live with the knowledge of the fact that they were fully responsible for their army kit, and would have to pay for it were it to get lost or damaged in one way or another. This was an anxiety-inducing thought, as the cost of army kit can be rather high, often running into thousands of pounds (think several months’ pay) for the whole kit.
Then came army kit insurance. By taking up such army kit insurance, a soldier can live with the peace of mind of knowing that they are covered (at least financially speaking) in the event of their losing their army kit in one way or another. Army kit insurance is one of the specialized military insurance products, alongside military life insurance and personal accident insurance cover (also referred to as pa insurance) which were greeted with the most enthusiasm by both servicemen and officers in all branches of the military. The enthusiasm with which military insurance products like military life insurance like army kit insurance and pa insurance covers were met with led to the growth of specialized military insurance providers like Abacus, which was among the pioneers. Today, as more and more companies offering military insurance products spring up, many soldiers are finding themselves spoilt for choice on which provider to opt for, and what criteria to use in sorting through the various products on offer, as they all look so similar. Here then are three important factors to consider, when you are shopping for army kit insurance.
1. The cost structure of the cover: Taking any form of insurance cover is seen as a serious financial commitment, and military insurance is no exception. You need to carefully consider the cost of the army kit insurance cover you are taking, and see how that fits into your overall budget. You also need to ensure that the premiums you pay for your army kit insurance cover compare favorably with the benefits you stand to get in the event of your losing or having your army kit damaged. Of course, don’t approach your army kit insurance cover shopping with cost as the only shopping criteria as such an approach often blinds you to other important factors. Simply put, the cheapest is not always the best, though cost is still an important consideration. In looking at the cost, you will also need to consider other elements that are not explicitly mentioned, like annual fees for example. Some army kit insurance providers charge such fees (in addition to the normal premiums) whereas others don’t charge such fees. You need to look at such fees as implicit costs, as they still have to be paid for ultimately.
2. The benefit-structure of the cover: Alongside the cost structure of the army kit insurance product you are considering taking up, you also need to consider its benefit-structure. This often involves combing through the fine print carefully, looking for catches. Some of the questions you might ask include whether the army kit insurance cover only covers for lost army kit – or whether it also includes damaged military kit for example. You might also want to know whether the army kit insurance comes with worldwide coverage – or whether the coverage is only local (keeping in mind the ever-present possibility of being called up overseas duty).
3. The product provider: You also need to carefully examine (and compare) military insurance providers providing army kit insurance before committing yourself to one. Some of the things to look at in an army kit insurance provider include their experience (you might, for example consider going for an experienced army kit insurance provider like Abacus, or opt for the relatively newer, less experienced providers), the track record of the army kit insurance provider, and of course the financial stability of the insurance provider you are considering committing yourself to. You might also consider looking at what other products (besides army kit insurance) they offer, and how these other products might appeal to you. As it were, it is often better to get all your military insurance products from one insurer, as they often given great ‘discounts’ for multiple purchases. A company like Abacus for example, offers army kit insurance at greatly reduced rates if it taken alongside personal accident insurance (pa insurance) cover.
About the Author
With qualified advisers dealing with
military insurance,
army
kit insurance and
military PA insurance, many of whom have over 20 years experience in dealing
with service personnel of all ranks, You Can be confident that we know what we
are talking about. At Abacus we experts on military insurance and army life
insurance.
 |
Craft Model Tool Kit Suit Hornby Train Track Cutting Set Quality Roll Up Case |  |
 |
US $19.95 | 19m |
 |
Athearn Branchline Old Weary Westmoreland Coal two Bay Coal Hoppper KIT | |
2 Bids | US $8.00 | 32m |
 |
TEXACO HAVOLINE INTERNATIONAL BOX TRK 187 IMEX DIECAST | |
0 Bid | US $9.99 | 1h 36m |
 |
BRASS LADDER STOCK 2 PIECES 5 LONG BY MANTUA PARTS HO | |
1 Bid | US $9.99 | 1h 36m |
 |
TEXACO FEUL DELIVERY INTERNATIONAL TK 187 IMEX DIECAST | |
1 Bid | US $7.99 | 1h 36m |
 |
IHC RIVAROSSI HW PASSENGER CAR LIGHTING KIT PARTS HO | |
0 Bid | US $12.99 | 1h 38m |
 |
TEXACO INTERNATIONAL STAKEBED TRUCK 187 IMEX DIECAST | |
0 Bid | US $7.99 | 1h 43m |
 |
SOUTH PACIFIC INT CAB OVER BOX TRUCK 187 IMEX DIECAST | |
0 Bid | US $7.99 | 1h 43m |
 |
TEXACO CRANE FORD TRUCK 187 IMEX DIECAST | |
1 Bid | US $7.99 | 1h 43m |
 |
4680 OLD TIME PASSENGER CAR TRUCKS MANTUA PARTS HO NEW | |
3 Bids | US $7.49 | 1h 48m |
 |
34895 FREIGHT CAR TRUCKS SCREW ON MANTUA TYCO PARTS HO | |
1 Bid | US $7.99 | 1h 48m |
 |
Craft Model Tool Kit Suit Hornby Train Track Cutting Set Quality Zip Up Case | |
1 Bid | US $18.20 | 3h 25m |
 |
LIONEL 26654 BOY SCOUTS OF AMERICA FLATCAR WITH PINEWOOD DERBY KIT MINT LOOK | |
0 Bid | US $48.98 | 5h 42m |
 |
SR BULLEID COACHES IN 4MM SCALE A PLAN BOOK FOR MODELERS | |
4 Bids | US $20.74 | 6h 33m |
 |
Athearn Union Pacific UP SD40 2 Snoot Powered | |
0 Bid | US $50.00 | 6h 50m |
 |
LSWR SR CATTLE VAN ETCHED BRASS WHITE METAL UNMADE KIT 4MM FT | |
7 Bids | US $42.43 | 7h |
 |
4 PK FAMOUS MICRO MAGIC FLAME SIM CIRCUITS FREE SHIP GET ONE FREE A TOTAL OF 5 | |
|
US $42.00 | 7h 9m |
 |
Accurail HO kit Illinois Central 3 bay hopper kit Pair | |
1 Bid | US $18.00 | 7h 49m |
 |
HO SCALE MODEL RAILROAD TRAINS LAYOUT COALING TOWER BUILDING KIT STEAM ERA L1377 | |
4 Bids | US $5.13 | 7h 54m |
 |
Norfolk and Western freight cars | |
0 Bid | US $60.00 | 9h 26m |
 |
SMC 233 Wood Water Tank w Ladder HO Scale unfinished | |
0 Bid | US $3.49 | 9h 32m |
 |
SMC 509 Large Log Pile HO HOn30 scale unfinished | |
0 Bid | US $3.35 | 9h 32m |
 |
SMC 201 1 Freight Shack Highly Detailed HO Scale unfinished | |
0 Bid | US $8.95 | 9h 32m |
 |
SMC 416 Full Mine Car HO HOn30 Scale unfinished | |
1 Bid | US $2.99 | 9h 32m |
 |
SMC 221 Out House Highly Detailed HO HOn30 Scale unfinished | |
0 Bid | US $2.75 | 9h 32m |
 |
SMC 418 Flat Deck Mine Car HO HOn30 Scale unfinished | |
0 Bid | US $2.99 | 9h 32m |
 |
SMC 423 10 Piece Assorted Junk HO HOn30 unfinished | |
0 Bid | US $3.49 | 9h 32m |
 |
SMC 235 Boiler On Brick Wall HO HOn30 Scale unfinished | |
1 Bid | US $3.49 | 9h 32m |
 |
Vintage AHM Minikits Speedy Andrews Repair No 5873 HO scale model new and CIB | |
6 Bids | US $8.50 | 9h 53m |
 |
REDWING MILLING CO BUILT DETAILED PAINTED READY FOR YOUR LAYOUT | |
2 Bids | US $15.50 | 10h 46m |
 |
All Nation O Scale Santa Fe ATSF 40 Ft Steel Side Box Car Kit A Red Beauty | |
1 Bid | US $31.95 | 10h 49m |
 |
FACTORY FRESH NYC PACEMAKER 40 BOX CAR NEW YORK CENTRAL SET I 4 CARS | |
4 Bids | US $10.50 | 10h 56m |
 |
FACTORY FRESH NYC PACEMAKER 40 BOX CAR NEW YORK CENTRAL SET II 4 CARS | |
2 Bids | US $9.50 | 10h 58m |
 |
FACTORY FRESH NYC PACEMAKER 40 BOX CAR NEW YORK CENTRAL SET III 4 CARS | |
2 Bids | US $13.00 | 11h |
 |
FACTORY FRESH THE MIRACULOUS MUSTANGS OF BISON BOB 36 STOCK CAR | |
1 Bid | US $1.00 | 11h 6m |
 |
FACTORY FRESH DENVER RIO GRANDE WESTERN EXPRESS BAGGAGE DRGW OVERTON | |
3 Bids | US $3.41 | 11h 10m |
 |
FACTORY FRESH GORRE AND DAPHETID OVERTON COMBINE | |
3 Bids | US $2.79 | 11h 13m |
 |
N Scale Woodland Scenics lot 4 EZ Loan Pawn Shop NIP | |
0 Bid | US $9.99 | 12h 13m |
 |
Tyco Barber Shop Sealed Barber Shop | |
1 Bid | US $15.00 | 12h 56m |
 |
AHM Repair Shop New Kit 5815 Repair Shop | |
0 Bid | US $24.00 | 12h 56m |
 |
Lot 9 Assorted Cardboard Buildings HO Scale | |
4 Bids | US $11.77 | 13h 24m |
 |
FIBER OPTIC MODEL RailRoad illuminator LIGHTING KIT EZ FREE Bonus | |
|
US $11.99 | 13h 43m |
 |
100 75mm FIBER OPTIC MODEL RR LIGHTS FREE Bonus Limited Time Offer | |
|
US $11.99 | 13h 53m |
 |
220 75mm more FIBER OPTIC RR LIGHTS FREE illuminators limited time hurry | |
|
US $21.99 | 13h 54m |
 |
PIKOS DR REYNOLDS COUNTRY HOUSE NEW | |
0 Bid | US $76.99 | 22h 35m |
 |
HO Gas Station wood kit | |
0 Bid | US $41.38 | 23h 26m |
 |
Southern Pacific Caboose kit in blisterpack N gauge | |
4 Bids | US $12.49 | 1d 7m |
 |
HO SCALE TRAINS ATHEARN BEV BEL PRR 50 OVERNIGHT SERVICE D F BOXCAR KIT 542 1 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN EVANS AIR PAK 50 PLUG DOOR BOXCAR KIT 5273 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN BEV BEL WP 50 PLUG DOOR BOX THE WESTERN WAY KIT447 2 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN BEV BEL BRITISH COLUMBIA RWAY B C RAIL 50BOXCAR 2247 | |
1 Bid | US $6.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN SOUTHERN PACIFIC 50 PLUG DOOR BOXCAR KIT RR 670759 | |
1 Bid | US $6.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN 50 READING PLUG DOOR INSULATED BOX CAR KIT 05269 RDG | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN BEV BEL ERIE LAC CUSHIONED CAR 50 SD BOX CAR KIT 1996 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN ERIE LACKAWANNA 50 PLUG DOOR BOXCAR KIT RREL5000 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE TRAINS ATHEARN BEV BEL B O CUSHION UNDERFRAME 50 BOXCAR KIT 440 1 | |
|
US $7.99 | 1d 41m |
 |
HO SCALE MODEL RAILROAD TRAINS LAYOUT HOTEL BUILDING KIT SCENERY STRUCTURE L1339 | |
2 Bids | US $.99 | 1d 54m |
 |
HO SCALE TRAINS LIFE LIKE WALTHERS NATIONAL OIL COMPANY KIT 433 1331 NIB | |
1 Bid | US $5.99 | 1d 59m |
 |
HO Walthers Chicago Northwestern 60 Boxcar | |
0 Bid | US $12.00 | 1d 2h 9m |
 |
TWO PACK MICRO MAGIC FLAME SIM CIRCUITS FREE SHIPPING | |
|
US $28.99 | 1d 2h 17m |
 |
SMC 405 6 Piece Wood Pile Set N Scale unfinished | |
0 Bid | US $4.25 | 1d 5h 20m |
 |
SMC 417 Empty Mine Car HO HOn30 Scale unfinished | |
1 Bid | US $2.99 | 1d 5h 20m |
 |
Wisconson Central 50 Hi cube boxcar | |
0 Bid | US $6.99 | 1d 5h 41m |
 |
Twin oil Tanks Building Kit by Model Power N Scale 1569 | |
|
US $28.08 | 1d 6h 31m |
 |
EC Shops 62 UP Woodchip Gondloa in HO scale | |
0 Bid | US $.99 | 1d 6h 58m |
 |
Electrical Substation Building Kit by Tomix N Scale 4023 | |
|
US $28.08 | 1d 7h 1m |
| Powered by phpBay Pro |
Tags: diy, electronics, hardware, shop, shop kitchen world, shop kitchenaid, shop kitchenaid coupons, shop kits, shop kitson, shopping